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Changing economic conditions at home and abroad will result in an increase in the number of Australian mortgage delinquencies in the coming year, according to credit rating firm Moodys. The latest monthly review of the performance of Australian prime residential mortgages by ratings firm Moodys shows delinquencies in excess of 30 days rose to 1. 20% in November 2015 from 1. 14% in October 2015. Moodys puts that monthly increase down to seasonal factors such as household overspending in the run up to Christmas, but still believes 2016 will see a higher number of delinquencies than 2015. The housing market has shown signs of cooling over recent months, Moodys assistant vice president analyst Alana Chen said.

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The article was also kind enough to mention this website, and I am grateful to Marietta Nelson, a Reference Librarian at the National Institute of Standards and Technology in Gaithersburg, Maryland, USA, for bringing it to my attention. Another professional travel organization offering organized tours to Italy for the 1998 Shroud Exhibition has been added to the "Shroud Exhibitions" page of the site. Also, a brief description of each tour is now included with each listing. Free listings are available to any professional organization planning such tours. See the page itself for details on submitting a listing and to get more information about the 1998 Shroud Exhibition. I am very pleased to announce the Dr.

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Amoxicillin should be avoided as a treatment of a sore throat if bacterial swab confirmation has not been obtained as it causes a distinctive rash should the true illness prove to be Glandular Fever instead of Strep Throat. In most cases, a standard dose of penicillin, taken for 10 days, will cure the strep throat infection without any problems. Relief from the sore throat should come within 24 to 48 hours after you start taking antibiotics. Doctors recommend throat sprays and lozenges to help ease the throat pain until the antibiotics start helping. Preventing Strep Throat: Strep Throat is very contagious, so the best line of prevention is to stay away from those that have it. Wash all drinking and eating utensils in very hot soapy water. If caring for an infected person, the caregiver should wash hands often after contact. Another way to help prevent strep throat is to try to reduce your stress, get plenty of rest and other things that help keep the bodies defenses strong. There is a website that provides cures, facts and other great information on Strep Throat and numerous medical conditions, the website is called: All About Health, and can be found at this url: Article Source: JH Reynolds Caffeine, the chemical stimulant in coffee and tea, has been found to lower the risk of skin cancer in laboratory mice. A study suggests that a skin lotion spiked with caffeine or with another compound found in green tea can reduce by more than half the number of cancer tumors on the skin of hairless mice exposed to brutal levels of ultraviolet radiation, said Dr. Allan Conney, a professor of cancer and leukemia research at Rutgers University in New Brunswick, N.

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Contact your bank and see if they have any vacant safe deposit boxes, tell them you're going on a trip and need to store some documents for a few months. Make a point of asking them how much it costs, even though you couldn't care less. You're trying to keep up appearances. When you go down to the bank in person to open your box, you will probably need some ID and your bank card. Bring the ticket, along with some other fake papers. Don't show them the ticket, obviously. Loose lips sink ships. Stash the ticket in the box and put the box key on your keyring. Don't lose the key. Open a blind trust. Hire a tax attorney.