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You cant always tell on a day to day basis why you pay the premium, but twenty years from now when you dont have to replace your car on your own ticket, youll definitely see the evidence. I would take article this more seriously if you managed to spell the name of the product correctly. It is Scotchgard !At least where I am !What are your thoughts on using this product on toys?, particularly stuffed bears and tickle me elmo?Its Xmas time and I cant help but notice the difference between the tickle me elmo under the tree and the one that was under there last year!?Edison, Bell, the Wright Brothers sure, their inventions changed the world, but they never seemed to think up anything for the kids. If they had, there might have been a big payday waiting for them. In 2009, the toy industry generated more than $21 billion in revenue despite a down economy, and that figure doesn't include candy, clothing and all sorts of other things made specifically for kids . Inventing for kids can reward more than bank accounts. For instance, Ralph Baer, known as the "Father of Video Games" for inventing the first video game console, was awarded a National Medal of Technology by President Bush in 2006 . So which inventions for kids landed in our top five?Read on to find out. Starting our list of inventions with a bang or a pop, at least is the toy balloon. Blow one up and bop it around or fill one with helium and watch it fly. You could make a strong case that balloons, at just a few cents apiece, provide the highest fun to cost ratio on the planet.

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Unfortunately, pro GMO research is funded at a 40:1 ratio to anti GMO research follow the money trails, and dont fool yourself into thinking that research results dont reflect the mandate of the institutions subsidizing them. Even if the best minds in the world were out to take on GMOs, theyd still be outgunned 40:1. Whos going to find scientific truth buried in that morass?A carcinogen is a cancer causing agent. Select pesticide enhanced grains have been shown in independent tests some of which have already been mentioned in this forum to cause carcinoma, meningioma, and other varieties of cancer. The latest batch of Frankenveggies are untested at best, dangerous at worst. You expect safety from the same crowd that rubber stamped everything from DDT to benzoates to methylmercury?A fine DamnInteresting article. Heres hoping for more. Though I confess, Im now going to have nightmares about wanting a banana split after bananas have gone extinct. Also, I feel compelled to point out that a great many popular fruits are cloned. One variety of grapes has been cloned from cuttings from a bush in the Middle East Israel I think, but Im not sure of that for something like 1000 years. Pluto said: Well that certainly blows one creationists argument away.

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com Alex Baltimore gives up to date insiders advice for the aspiring students. Uber is a mobile application which connects passengers to willing, private drivers who pick them up and drive them where they need to go, much like a taxi service. Uber itself earns revenue by taking a 20% cut of fare cost. Currently, Uber is making headlines for various legal issues regarding the ethics of its practice, however what I find truly fascinating about Uber is its vivid display of many microeconomic principles. Often our studies of economics at university focus purely on ideas, whereas Uber is intriguing because it exhibits these ideas and showcases their relevance. For years now, in much of the western world, including Australia, the taxi market has represented some form of monopoly, duopoly or oligopoly power. For example, in Victoria, the taxi industry has been dominated by two services; 13 Cabs and Silvertop Taxis. In order to own a taxi plate you would have to purchase an expensive license between $300,000 $500,000 and register with one of these companies to become a supplier of a taxi service. These market features are of course expected as microeconomics teaches us monopolies and duopolies are characterised by their high barriers to entry. Furthermore, given the exorbitant fees charged by taxis in the western world compared to that of Asian countries, it is clear to see that prices charged are far from the perfect competition condition where price is equal to marginal cost. Legal or not, Ubers entrance into the taxi market has sidestepped many of these barriers.

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Its hard to imagine a pair of people you would less want to hand a giant welfare check to yet thats exactly what the Fed did. Just two months before the Macks bought their fancy carriage house in Manhattan, Christy and her pal Susan launched their investment initiative called Waterfall TALF. Neither seems to have any experience whatsoever in finance, beyond Susans penchant for dabbling in thoroughbred racehorses. But with an upfront investment of $15 million, they quickly received $220 million in cash from the Fed, most of which they used to purchase student loans and commercial mortgages. The loans were set up so that Christy and Susan would keep 100 percent of any gains on the deals, while the Fed and the Treasury read: the taxpayer would eat 90 percent of the losses. Given out as part of a bailout program ostensibly designed to help ordinary people by kick starting consumer lending, the deals were a classic heads I win, tails you lose investment. So how did the government come to address a financial crisis caused by the collapse of a residential mortgage bubble by giving the wives of a couple of Morgan Stanley bigwigs free money to make essentially risk free investments in student loans and commercial real estate?The answer is: by degrees. The history of the bailout era reads like one of those awful stories about what happens when a long dormant criminal compulsion goes unchecked. The Peeping Tom next door stares through a few bathroom windows, doesnt get caught, and decides to break in and steal a pair of panties. Next thing you know, hes upgraded to homemade dungeons, tri state serial rampages and throwing cheerleaders into a panel truck. It was the same with the bailouts.

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Nevertheless, rents for existing buildings are much lower than replacement costs would justify. The Kansas City area labor force is consistently rated among the most productive in the US. The cost of living and the cost of housing are low, very affordable. The infrastructure is generally very good, and property taxes and income taxes are reasonable. The quality of construction is also very good. The ease of doing business is a breeze by comparison to most other places.